Oh, I'm sure you can find ways to do all these things if you really try.
Financial institutions are required by law to have a Customer Identification Program for the creation of new accounts. A new account may include, but is not limited to, a deposit account, an extension of credit, or the rental of a safe deposit box.
The minimum information that a bank must obtain when opening a new account includes—
- name,
- date of birth (for an individual),
- address, and
- identification number (for U.S. citizens, a taxpayer identification number is defined as the individual's Social Security number or employer identification number).
The bank must then verify the accuracy of the information via a review of documents such as a driver's license or passport. Or it can verify the information by comparing the information you provided with information from a credit-reporting agency or by checking prior bank references. So...if you have a credit report of some kind, your account can be validated. A lot goes on behind the scenes when you give the bank documentation.
Want to cash a check without a bank account or ID? Sure...you can do it for a nice fee at Money Mart. But then you can take that ongoing fee you pay every time you cash a check and get a Photo ID too. You can sign a check over to a family member or someone that has the above as well.
You can get on a plane without a driver's license or photo ID...I've done it. But it was a pain in the butt and required about 20 minutes of TSA verifying who I was based on everything else in my wallet.
State issued photo ID's cost anywhere from $20 to $70. Please tell me you're not saying that there would be close to 50 million people in the US of voting age that can register to vote, are interested in voting (thus the eligible vs registered voters...you can't be disenfranchised if you don't give a crap about voting), go out of their way to function without a photo ID, and cannot afford a photo ID (and don't waste their cash on fluff) that would be disenfranchised....
My problem with this is that they do this about two months before an election, when everyone knows getting a photo ID can take quite some time from the DMV.
PS: This past decade, many states have required those purchasing drugs containing pseudoephedrine (Sudafed) to show a photo ID to purchase the drug and limit the amount a customer can buy within a certain timeframe. My state is one of them.